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Credit cards vs. cash: analysis finds merchants benefit from electronic payments - Chamber Business News — Photo by Towfiqu b

Credit cards & rewards

Electronic Payments: How Faster Settlements Drive Cash Flow, Margin, and Consumer Spend

Electronic payments increase merchants’ monthly cash flow by shortening settlement cycles and removing daily cash drops, boosting working capital and enhancing profitability. Adopting electronic settlements eliminates manual cash handling, cutting labor time and reducing theft risk. Small businesses report higher liquidity within months. Cash Flow Gains for Merchants Key Takeaways